Keep requests, decisions and outcomes connected to the same business record.
Embed financial workflows
without losing control.
Give product teams a consistent way to initiate approved workflows and receive traceable updates across Experia360 products.
Product remains disabled until organization and access review are complete.For engineering and product teams that want predictable integration while finance retains policy and approval ownership.
Separate preparation, review and release through explicit role permissions.
Use only approved integrations while preserving the provider's authoritative status.
Retain actors, timestamps, references and decisions for operational follow-through.
Recognizable banks. Explicit activation.
Profiles are available for configuration; live access always requires your own bank contract, credentials, testing and approval.


Less operational drag.
More confident decisions.
Use one product language
Work with consistent resources across eligible financial workflows.
Keep credentials server-side
Create scoped clients without placing secrets in public browser code.
Receive accountable events
Connect operational updates to the correct request and organization.
Everything the workflow needs.
Nothing hidden between steps.
Each capability is designed as part of one accountable operating journey rather than a disconnected tool.
Scoped application access
Issue clients for a defined organization and permitted product purpose.
- One-time secret display
- Permission scope
- Revocation workflow
Consistent requests
Use stable workflow concepts even when underlying bank services differ.
- Common identifiers
- Clear validation
- Idempotent financial requests
Signed event delivery
Receive eligible status changes through endpoints that can verify message authenticity.
- Signed webhooks
- Delivery history
- Retry visibility
Operational traceability
Follow a request from customer system through approval and provider response.
- Request IDs
- Organization context
- Status evidence
Four clear moments.
One continuous record.
Request
Select APIHub during organization onboarding.
Scope
Create a client for an approved product purpose.
Integrate
Build against consistent resources and test safely.
Operate
Monitor requests, events and credential lifecycle.
Designed around
real business work.
For engineering and product teams that want predictable integration while finance retains policy and approval ownership.
ERP integration
Connect approved payout and reconciliation workflows with enterprise systems.
Marketplace operations
Initiate controlled partner workflows from an internal platform.
Finance automation
Reduce repeated manual handoffs while keeping approval gates.
Embedded administration
Bring selected operational actions into a customer-owned interface.
The product experience stays simple.
The controls remain complete.
Every requested module uses the same identity, entitlement, approval and audit foundations, so your team can add capabilities without creating a different governance model for each workflow.
Verified organization context
Product access begins with company, principal-person and requested-use-case review.
Tenant-scoped permissions
Users receive only the capabilities their role and approved product entitlement require.
Maker-checker workflows
Sensitive actions can require an independent reviewer before a provider instruction is created.
Consistent API context
Scoped API clients, idempotency and signed events connect product and operational systems.
Clarity builds trust.
APIHub does not expand product entitlement. Every request remains limited by the organization’s approved products, roles and active provider connections.
From product request
to controlled activation.
Every module enters the same onboarding, entitlement and evidence framework while preserving its product-specific operating rules.
Bring the banking relationship
Use an eligible existing account or request a current account from a displayed bank. The bank owns eligibility, KYC and account approval.
Explore current accountsComplete Experia onboarding
Select Experia APIHub, provide organization evidence and define integration needs inside the encrypted onboarding workspace.
Request this productConnect, test and approve
Credentials stay server-side. Connectivity is tested without financial instructions, then activated through independent approval.
Review the platform modelBefore you
request access.
Can API credentials be used in frontend JavaScript?
No. Secrets are intended for secured server-side systems and are displayed only once when created.
Does an API request bypass approval?
No. A request remains subject to the product’s permissions, approval policy and connection state.
Are all bank APIs identical underneath?
No. APIHub provides a consistent Experia360 workflow while adapters preserve bank-specific contracts and security requirements.
Bring Experia APIHub
into your operating stack.
Start with organization onboarding and request only the capabilities your team needs.