Keep requests, decisions and outcomes connected to the same business record.
Built for the way ambitious Indian businesses move moneyExplore business banking
Experia Pay PAYMOVE MONEY WITH INTENTEvery payout deserves
Every payout deserves
a confident release.
Create, review and track business payouts through one calm workspace—without trading speed for control.
Product remains disabled until organization and access review are complete.Experia PayPayout operations
Pay from one workspace Put approval before action Know where every payout standsACCESS MODELReview before activation
For finance teams that want fewer bank-portal handoffs, clearer approvals and one accountable payout trail.
Separate preparation, review and release through explicit role permissions.
Use only approved integrations while preserving the provider's authoritative status.
Retain actors, timestamps, references and decisions for operational follow-through.
CONFIGURABLE BANK PROFILES
Recognizable banks. Explicit activation.
Profiles are available for configuration; live access always requires your own bank contract, credentials, testing and approval.
WHAT CHANGES FOR YOUR TEAMLess operational drag.
Less operational drag.
More confident decisions.
Pay from one workspace
Coordinate eligible transfers across activated bank connections without rebuilding the process for every bank.
Put approval before action
Keep creators and approvers separate so important instructions receive an independent review.
Know where every payout stands
Follow draft, approval, submission and bank-result states without relying on spreadsheet updates.
CAPABILITIES IN DEPTHEverything the workflow needs.
Everything the workflow needs.
Nothing hidden between steps.
Each capability is designed as part of one accountable operating journey rather than a disconnected tool.
Payout operations
Single and bulk payout journeys
Handle one-off obligations and larger payment runs through the same controlled experience.
- Purpose-led instructions
- Batch review summaries
- Consistent payout states
Payout operations
Beneficiary confidence
Maintain beneficiary records with verification status and evidence before they become eligible for payment.
- Controlled beneficiary creation
- Account evidence tracking
- Review before eligibility
Payout operations
Approval policies teams understand
Make responsibility visible with maker-checker decisions, clear ownership and recorded reasons.
- Independent approval
- Reject with reason
- Actor and timestamp history
Payout operations
Bank-aware execution
Route an approved instruction only through a configured, tested and activated bank connection.
- Contract-bound rails
- IMPS / NEFT / RTGS modes
- Bank and platform status separation
THE EVERYDAY JOURNEYFour clear moments.
Four clear moments.
One continuous record.
Create
Choose beneficiary, amount, purpose and eligible transfer mode.
Review
Validate the instruction and its supporting context.
Approve
An independent user accepts or rejects the release.
Track
Follow submission and final bank evidence in one place.
WHERE IT FITSDesigned around
Designed around
real business work.
For finance teams that want fewer bank-portal handoffs, clearer approvals and one accountable payout trail.
Vendor payments
Coordinate scheduled supplier obligations with review before release.
Partner settlements
Prepare controlled settlement runs for marketplace or distribution partners.
Customer disbursements
Handle approved refunds, incentives or claim-related payouts.
Operational batches
Group multiple valid instructions into a reviewable payout run.
BUILT ON THE EXPERIA360 CONTROL LAYERThe product experience stays simple.
The product experience stays simple.
The controls remain complete.
Every requested module uses the same identity, entitlement, approval and audit foundations, so your team can add capabilities without creating a different governance model for each workflow.
IDENTITY & ELIGIBILITY
Verified organization context
Product access begins with company, principal-person and requested-use-case review.
ACCESS & AUTHORITY
Tenant-scoped permissions
Users receive only the capabilities their role and approved product entitlement require.
DECISIONS & RELEASE
Maker-checker workflows
Sensitive actions can require an independent reviewer before a provider instruction is created.
INTEGRATION & EVENTS
Consistent API context
Scoped API clients, idempotency and signed events connect product and operational systems.
RESPONSIBILITY BOUNDARY
Clarity builds trust.
Experia360 orchestrates the instruction and evidence. The contracted bank decides acceptance and executes the transfer under the customer’s banking arrangement.
IMPLEMENTATION READINESSFrom product request
From product request
to controlled activation.
Every module enters the same onboarding, entitlement and evidence framework while preserving its product-specific operating rules.
Bring the banking relationship
Use an eligible existing account or request a current account from a displayed bank. The bank owns eligibility, KYC and account approval.
Explore current accountsComplete Experia onboarding
Select Experia Pay, provide organization evidence and define integration needs inside the encrypted onboarding workspace.
Request this productConnect, test and approve
Credentials stay server-side. Connectivity is tested without financial instructions, then activated through independent approval.
Review the platform modelPRODUCT QUESTIONSBefore you
Before you
request access.
Can payouts start immediately after sign-up?
No. Organization verification, product approval and an activated bank connection are required first.
Which transfer modes are represented?
Experia Pay models IMPS, NEFT and RTGS modes, subject to the contracted bank service and account configuration.
Can the creator approve the same instruction?
Sensitive payment release is designed around independent maker-checker responsibility.
PAY · REQUESTABLE SOLUTIONBring Experia Pay
Start onboarding Bring Experia Pay
into your operating stack.
Start with organization onboarding and request only the capabilities your team needs.