Keep requests, decisions and outcomes connected to the same business record.
Built for the way ambitious Indian businesses move moneyExplore business banking
Experia Mandates MANDATESRECURRING PAYMENTS, CLEARLY AUTHORIZEDManage every mandate
Manage every mandate
as a living consent journey.
Coordinate creation, status, change and cancellation for eligible recurring-payment mandates through approved providers.
Product remains disabled until organization and access review are complete.Experia MandatesRecurring authorization
See consent status Reduce manual follow-up Connect recurring operationsACCESS MODELReview before activation
For teams managing subscriptions, installments or recurring obligations that need clear authorization status and operational follow-through.
Separate preparation, review and release through explicit role permissions.
Use only approved integrations while preserving the provider's authoritative status.
Retain actors, timestamps, references and decisions for operational follow-through.
CONFIGURABLE BANK PROFILES
Recognizable banks. Explicit activation.
Profiles are available for configuration; live access always requires your own bank contract, credentials, testing and approval.
WHAT CHANGES FOR YOUR TEAMLess operational drag.
Less operational drag.
More confident decisions.
See consent status
Understand where an eligible mandate stands across initiation, authorization and lifecycle changes.
Reduce manual follow-up
Keep incomplete, rejected or expired mandates visible to the right team.
Connect recurring operations
Associate mandate context with the relevant customer or obligation.
CAPABILITIES IN DEPTHEverything the workflow needs.
Everything the workflow needs.
Nothing hidden between steps.
Each capability is designed as part of one accountable operating journey rather than a disconnected tool.
Recurring authorization
Mandate initiation
Prepare the required context for an eligible NACH or UPI AutoPay journey.
- Customer and purpose context
- Amount and frequency rules
- Provider-ready state
Recurring authorization
Authorization visibility
Track the provider-reported progress of customer consent.
- Pending status
- Accepted or rejected outcome
- Failure reason context
Recurring authorization
Lifecycle management
Coordinate supported amendment, pause, expiry or cancellation journeys.
- Clear state transitions
- Authorized changes
- Event history
Recurring authorization
Operational attention
Surface mandates that need action before the related collection process is affected.
- Exception queue
- Expiry visibility
- Resolution ownership
THE EVERYDAY JOURNEYFour clear moments.
Four clear moments.
One continuous record.
Prepare
Define the approved recurring-payment purpose and terms.
Authorize
Send the eligible provider journey for customer consent.
Monitor
Receive and organize mandate status changes.
Maintain
Coordinate supported lifecycle actions with evidence.
WHERE IT FITSDesigned around
Designed around
real business work.
For teams managing subscriptions, installments or recurring obligations that need clear authorization status and operational follow-through.
Subscription collections
Coordinate recurring authorization for eligible service plans.
Loan installments
Track mandate readiness for approved repayment programs.
Membership dues
Organize consent status for recurring member obligations.
Scheduled B2B collections
Support approved repeating receivable arrangements.
BUILT ON THE EXPERIA360 CONTROL LAYERThe product experience stays simple.
The product experience stays simple.
The controls remain complete.
Every requested module uses the same identity, entitlement, approval and audit foundations, so your team can add capabilities without creating a different governance model for each workflow.
IDENTITY & ELIGIBILITY
Verified organization context
Product access begins with company, principal-person and requested-use-case review.
ACCESS & AUTHORITY
Tenant-scoped permissions
Users receive only the capabilities their role and approved product entitlement require.
DECISIONS & RELEASE
Maker-checker workflows
Sensitive actions can require an independent reviewer before a provider instruction is created.
INTEGRATION & EVENTS
Consistent API context
Scoped API clients, idempotency and signed events connect product and operational systems.
RESPONSIBILITY BOUNDARY
Clarity builds trust.
Experia Mandates coordinates provider-backed lifecycle states. The relevant bank, sponsor, network or authorized provider remains responsible for registration and execution.
IMPLEMENTATION READINESSFrom product request
From product request
to controlled activation.
Every module enters the same onboarding, entitlement and evidence framework while preserving its product-specific operating rules.
Bring the banking relationship
Use an eligible existing account or request a current account from a displayed bank. The bank owns eligibility, KYC and account approval.
Explore current accountsComplete Experia onboarding
Select Experia Mandates, provide organization evidence and define integration needs inside the encrypted onboarding workspace.
Request this productConnect, test and approve
Credentials stay server-side. Connectivity is tested without financial instructions, then activated through independent approval.
Review the platform modelPRODUCT QUESTIONSBefore you
Before you
request access.
Does Experia360 authorize a mandate itself?
No. Customer authorization and mandate registration occur through the applicable approved provider journey.
Are NACH and UPI AutoPay always available?
Availability depends on the contracted provider, use case, customer eligibility and approved configuration.
Can a mandate be changed without consent?
Lifecycle changes must follow the provider flow, mandate terms and applicable authorization requirements.
MANDATES · REQUESTABLE SOLUTIONBring Experia Mandates
Start onboarding Bring Experia Mandates
into your operating stack.
Start with organization onboarding and request only the capabilities your team needs.